Scotiabank Performance Review

Scotiabank Steady performance across business lines net income, $ millions Scotiabank 294 299 Q1/03 Q1/04 167 163 138 203 Domestic International Scotia Capital 5 Good start to 2004 - meeting targets ROE Q1/04 Target 19.4% VS. 16-19% EPS Growth 20% VS. 10-15% Productivity 54.3% VS. <58% 6

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