HDFC Corporate Update
Financials: Standalone
GHDFC
STATEMENT OF PROFIT AND LOSS - Q2FY22
Jul-Sep 21
Jul-Sep 20 Growth
(Rs in billion) (Rs in billion)
(%)
Interest Income
106.82
110.46
-3%
Interest Expenses
Net Interest Income
65.73
73.99
-11%
41.09
36.47
13%
Add: Net gain on derecognition of assigned loans
1.28
1.59
Add: Fees Net of Commission (EIR)
Add: Other Operating Income
Net Operating Income
0.01
(0.44)
0.88
0.78
43.26
38.40
13%
Less: Non Interest Expenses
3.60
3.11
Less: Amortisation of ESOS and CSR Expenses
1.70
0.55
Add: Other Income
0.10
0.05
Profit Before Sale of Investments, Dividend, Fair Value
Changes and ECL
38.06
34.79
9%
Add: Net gain/(loss) on Fair Value Changes
Add: Dividend
1.46
11.71
1.67
3.23
Add: Profit on Sale of Investments
-
(0.01)
Less: Expected Credit Loss (ECL)
Profit Before Tax
Provision for Tax
Profit After Tax
Effective tax rate (%)
4.52
46.71
4.36
35.32
32%
8.91
6.62
37.80
28.70
32%
19.1%
18.7%View entire presentation