Investor Presentaiton

Provisions & Contingencies (Rs.Crore) Quarter ended Variance Half Year Ended Particulars Variance FY22 Sep-21 Jun-22 Sep-22 YOY QoQ Sep-21 Sep-22 Depreciation on Investment (62) 111 159 221 48 812 270 (542) 1923 Provision - NPAs (1426) 110 (63) 1363 (173) (1227) 47 1274 (588) Provision - Standard Assets 829 411 339 (490) (72) 1182 750 (432) 72 Provision - Restructured Assets 76 (60) (14) (90) 46 254 (74) (328) 190 Income Tax 208 337 609 401 272 629 945 316 1169 Bad Debts Written off Other Provisions Total 1023 172 8 (1015) (164) 1181 180 (1001) 1917 131 215 342 211 127 213 557 344 373 779 1296 1380 601 84 3044 2675 (369) 5056 IDBI BANK Page 13

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