Investor Presentaiton
PBT by Segment and Country
Consumer Banking
2Q23
1Q23
Q-0-Q
1H23
1H22
Y-o-Y
Malaysia (RM 'mil)
508
483
5.2%
991
972
2.0%
Indonesia (IDR 'bil)
455
598
(23.9%)
1,053
805
30.8%
Thailand (THB 'mil)
183
205
(10.7%)
388
1,450
(73.2%)
Singapore (SGD 'mil)
7
6
16.7%
13
25
(48.0%)
*
Others (RM 'mil)
24
(6)
500.0%
18
22
(18.2%)
PBT BAU (RM 'mil)
720
695
3.6%
1,415
1,495
(5.4%)
Commercial Banking
2Q23
1Q23
Q-0-Q
1H23
1H22
Y-o-Y
Malaysia (RM 'mil)
317
392
(19.1%)
709
639
11.0%
Indonesia (IDR 'bil)
(68)
123
(155.3%)
55
(162)
134.0%
Thailand (THB 'mil)
59
(71)
183.1%
(12)
(137)
91.2%
Singapore (SGD 'mil)
31
28
10.7%
59
48
22.9%
*
Others (RM 'mil)
16
8
100.0%
24
41
(41.5%)
PBT BAU (RM 'mil)
426
518
(17.8%)
944
765
23.4%
Wholesale Banking
2Q23
1Q23
Q-0-Q
1H23
1H22
Y-o-Y
Malaysia (RM 'mil)
384
378
1.6%
762
664
14.8%
Others (RM 'mil)
Indonesia (IDR 'bil)
Thailand (THB 'mil)
Singapore (SGD 'mil)
*
1,056
771
37.0%
1,827
2,208
(17.3%)
408
523
(22.0%)
931
1,088
(14.4%)
30
9
233.3%
39
60
(35.0%)
5
7
(28.6%)
12
13
(7.7%)
PBT BAU (RM 'mil)
867
702
23.5%
1,569
1,655
(5.2%) 33
Note: *Including Cambodia, Vietnam and PhilippinesView entire presentation