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Investor Presentaiton

PBT by Segment and Country Consumer Banking 2Q23 1Q23 Q-0-Q 1H23 1H22 Y-o-Y Malaysia (RM 'mil) 508 483 5.2% 991 972 2.0% Indonesia (IDR 'bil) 455 598 (23.9%) 1,053 805 30.8% Thailand (THB 'mil) 183 205 (10.7%) 388 1,450 (73.2%) Singapore (SGD 'mil) 7 6 16.7% 13 25 (48.0%) * Others (RM 'mil) 24 (6) 500.0% 18 22 (18.2%) PBT BAU (RM 'mil) 720 695 3.6% 1,415 1,495 (5.4%) Commercial Banking 2Q23 1Q23 Q-0-Q 1H23 1H22 Y-o-Y Malaysia (RM 'mil) 317 392 (19.1%) 709 639 11.0% Indonesia (IDR 'bil) (68) 123 (155.3%) 55 (162) 134.0% Thailand (THB 'mil) 59 (71) 183.1% (12) (137) 91.2% Singapore (SGD 'mil) 31 28 10.7% 59 48 22.9% * Others (RM 'mil) 16 8 100.0% 24 41 (41.5%) PBT BAU (RM 'mil) 426 518 (17.8%) 944 765 23.4% Wholesale Banking 2Q23 1Q23 Q-0-Q 1H23 1H22 Y-o-Y Malaysia (RM 'mil) 384 378 1.6% 762 664 14.8% Others (RM 'mil) Indonesia (IDR 'bil) Thailand (THB 'mil) Singapore (SGD 'mil) * 1,056 771 37.0% 1,827 2,208 (17.3%) 408 523 (22.0%) 931 1,088 (14.4%) 30 9 233.3% 39 60 (35.0%) 5 7 (28.6%) 12 13 (7.7%) PBT BAU (RM 'mil) 867 702 23.5% 1,569 1,655 (5.2%) 33 Note: *Including Cambodia, Vietnam and Philippines
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