U.S. Floorplan Risk Management

Alliances Are Catalysts For Global Redesign: VW And Mahindra • W VOLKSWAGEN Alliance to deliver medium pickup trucks for global customers starting in 2022, and follow with commercial vans Positions for market leadership in Light Commercial Vehicles Continuing discussions to explore additional areas of opportunity Does not involve cross-ownership between the two companies D MAHINDRA Will co-develop midsize compact sport utility vehicle for India; opportunities in other emerging markets Will enhance market offerings and deliver engineering and commercial synergies Continue to explore further engineering and commercial opportunities in cross-sharing of platforms and geographies 7 Ford FORD CREDIT

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