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Investor Presentaiton

3 PROPEL KFH'S REGIONAL FOOTPRINT International Presence (As At 31-Dec-2021) Saudi Arabia KFH Existing Presence Libya Entry Into New Market UK C⭑ Turkey Germany Entry Into New Market Net Loans: $2bn¹ KFH Existing Presence Net Loans: $9bn KFH Existing Presence Iraq Entry Into New Market Total Assets: <$1bn Kuwait Strengthens Position in Existing Market Net Loans: $36bn Bahrain Strengthens Position in Existing Market Net Loans: $7bn UAE Entry Into New Market Egypt Entry Into New Market Net Loans: $3bn¹ Oman Entry Into New Market Net Loans: $6bn Malaysia KFH Existing Presence Net Loans: $1bn Represent investment in Associates Net Financing Receivables by Geography (As At 31-Dec-2021) بيت التمويل الكويتي Kuwait Finance House Bahrain 8% Malaysia 2% UK 8% البنك الأهلى المسجد ahli united bank Other 13% Turkey 25% Kuwait 65% Egypt 12% Kuwait 50% Bahrain 17% Total: $38bn بيت التمويل الكويتي Kuwait Finance House Egypt 5% UK Other 3% 5% البنك الأهلى المسجد Total: $22bn ahli united bank Malaysia 1% Bahrain 11% Turkey 15% Kuwait 60% Total: $60bn Source: FY2021 company filings, Central banks. Note: with preliminary illustrative acquisition impact. KWD, BHD, TRY, MYR, OMR converted to USD per FX rate of 3.306, 2.659, 0.075, 0.240, 2.601 respectively as at 31-Dec-2021. البنك الأهلى المسجد بيت التمويل الكويتي Kuwait Finance House ahli united bank 12
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