Investor Presentaiton

Loans Movement Loans Disbursement, Run Off & Write Off Loan Movement (Rp bn, YoY) 3Q22 - 3Q23 Write Off Breakdown Micro; 3,997 Consumer Corporate & Commercial Micro ■Mortgage Corporate & Commercial; 19,794 Mortgage; 2,726 37,644 13.2% 17.7% 42.3% Consumer; 22,148 310 105,768 Total; 48,665 Loan Movement (Rp bn, QoQ) 2Q23 - 3Q23 26.8% Micro; 1,441 Corporate & Commercial; 14,372 8,570 116,479 113,076 Mortgage; 834 Consumer; 7,072 Total; 17,917 Write Off Breakdown Consumer Corporate & Commercial 6.3% 21.8% 142 49.3% bank bjb Micro ■Mortgage 22.5% 116,479 3Q22 Disbursement Installment Write Off 3Q23 2Q23 Disbursement Installment Write Off 3Q22 20

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