Inflation Control and Financial Facilities Strategy
Enhancing Financial Literacy & Inclusion
OJK strives to build a strong foundation for financial inclusion programs, to ensure access to financial
products & services by Indonesians of all social classes. Such initiatives also include the enhancement of
financial literacy and financial consumer protection.
Developing
financial
education
models utilizing
various delivery
channels
Enhancing the
role of the
"Investment
Alert Taskforce"
Developing
micro-credit
products with
additional
business support
("KUR Klaster")
Promoting the
establishment
of Islamic
microfinance
institutions
("Bank Wakaf
Mikro")
Strengthening
the role of
Financial Access
Acceleration
Taskforce (TPAKD)
in local areas
The result of OJK's 2019 national survey demonstrated an improvement in financial literacy & inclusion
among Indonesians compared to that of 2016.
21.8%
29.7%
38.03%
59.7%
67.8%
76.19%
Financial
Literacy
2013
2016
2019
Financial
2013
2016
2019
2019 Target: 35%
Inclusion
2019 Target: 75%
Source: Financial Service Authority (OJK)
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