4Q 2021 Investor Presentation

Capitalization Capital and capital ratios increased due to T1 sukuk issuance and retained earnings generation Total Capital (SARbn) +24% 32.5 33.1 26.7 27.4 27.5 1.6 1.6 1.6 25.2 25.8 30.9 31.4 25.9 Risk Weighted Assets (SARbn) +5% مصرف الإنماء alinma bank 138.3 142.5 143.5 145.2 145.3 4.0 3.6 4.5 10.4 10.7 3.4 11.0 0.9 11.2 10.1 123.7 128.1 129.2 130.8 133.1 QoQ 4Q 20 +3% 1Q 21 +0% 2Q 21 +18% 3Q 21 +2% 4Q 21 QoQ 4Q 20 +3% 1Q 21 +1% 2Q 21 +1% 3Q 21 +0% 4Q 21 Tier 1 Capital Tier 2 Capital Credit Operational Market Capitalization (%) 25% 20% 19.3% 18.2%- Total Capital Movement YoY (SARbn) 22.8% 21.6% 2.7 26.7 18.2% +24% 5.0 Profitability (%) 15% 10% 33.1 8.4% 5% (1.3) (0.0) 1.4% 15% 0% FY 20 1Q 21 1H 21 9M 21 FY 21 Total capital Net income Dividend 4Q 20 paid Tier 1 sukuk Other Total capital FY 20 1Q 21 1H 21 9M 21 4Q 21 CET1 ratio .T1 ratio CAR ROAE 4Q 2021 INVESTOR PRESENTATION 10.8% .ROAA FY 21 1.6% 34/48

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