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Investor Presentaiton

FY2022 Results JP JAPAN POST HOLDINGS HOLDINGS Group consolidated net income was ¥431.0 billion, exceeding the forecast albeit a year-on-year decline. Although Japan Post Co.'s post office business posted higher net income year on year, its postal and domestic logistics business posted lower net income year on year, mainly due to the struggling parcel segment caused by intensified competition with other companies. As a result, Japan Post Co.'s performance was almost in line with the forecast. Trends in net income for the past 3 fiscal years Comparison with forecasts and year-on-year changes Consolidated net income 418.2 501.6 93.2 (Billions of yen) 431.0 Results forecast for the fiscal year ended Mar. 31, 2023 Results for the fiscal year ended Mar. 31, 2023 Year-on-year change Japan Post Co. 53.4 Consolidated 62.1 net income ¥400.0 bil. ¥431.0 bil. \(70.6) bil. Japan Post Co. ¥60.0 bil. ¥62.1 bil. Japan Post Bank 355.0 280.1 325.0 Postal and domestic logistics* ¥55.0 bil. ¥32.8 bil. \(31.1) bil. \(69.3) bil. Post office* ¥35.0 bil. ¥49.3 bil. +\24.7 bil. Japan Post Insurance 166.1 158.0 Int'l logistics* ¥5.0 bil. ¥10.7 bil. ¥(18.0) bil. 97.6 Adjustments* (81.4) (53.7) Japan Post Bank ¥320.0 bil. ¥325.0 bil. \(30.0) bil. (104.6) Group consolidated net income and the combined figures of each subsidiary do not correspond because of consolidation accounting procedures, etc. Japan Post Insurance ¥97.0 bil. (Initial plan: ¥71.0 bil.) ¥97.6 bil. \(60.4) bil. ROE Years ended 4.4% 2021 2022 2023 March 31, JP JAPAN POST GROUP (shareholders' equity basis) Notes: * Figures less than ¥0.1 billion are rounded down. The figures of Japan Post Holdings (consolidated) and the combined figures of each subsidiary do not correspond because of other consolidated accounting procedures, etc. * The amounts of net income attributable to Japan Post Holdings, net income attributable to Japan Post Co., net income attributable to Japan Post Bank and net income attributable to Japan Post Insurance have been used for net income of Japan Post Holdings (consolidated), Japan Post Co. (consolidated), Japan Post Bank (consolidated) and Japan Post Insurance (consolidated), respectively. The figures of each business under Japan Post Co. are net operating income, and the combined figures of each business do not correspond to net income of Japan Post Co. Copyright © 2023 JAPAN POST GROUP. All Rights Reserved. 4
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