Investor Presentaiton

BALIC: Persistency Persistency 13th Month 77% BBAJAJ Allianz Persistency 25th Month 82% 68% 80% 80% 58% 79% Persistency 13th Month FY18 FY19 ■FY20 FY21 FY22 Persistency 37th Month 63% 66% 55% 58% 49% Persistency 49th Month 62% 54% 51% 47% 42% 71% 71% 74% Persistency 25th Month FY18 ■FY19 ■FY20 FY21 FY22 Persistency 61st Month 48% 38% 40% 42% 33% Persistency 37th Month - FY18 FY19 FY20 FY21 FY22 Persistency 49th Month FY18 FY19 FY20 FY21 FY22 Persistency 61st Month - FY18 FY19 FY20 FY21 FY22 Continued focus on renewal collection via various initiatives such as driving auto-payment registration, digital payments & higher distribution ownership have led to significant improvement in persistency across cohorts especially in the later buckets wherein 49th & 61st month have seen significant improvement of 8% & 6% respectively *Note: Persistency as per IRDAI framework; Individual business excluding single premium and fully paid-up policies | The persistency ratios for the period ended have been calculated for the policies issued in March to February period of the relevant years 42

View entire presentation