Investor Presentaiton
Diversified Liquidity Profile
REGIONAL
MANAGEMENT
Long history of liquidity support from a strong group of banking partners
Diversified funding platform with a senior revolving facility, warehouse facility, and securitizations
As of Q3 2020, RM has over $500 million in unused capacity on its credit lines and $193 million in available liquidity
Senior Revolver
Warehouse Facility
Securitizations
■ Size: $640 million
■ Interest Type: Floating
■ Maturity: September 2022
■Lenders: Wells Fargo Bank (Agent),
Bank of America, BMO Harris, First
Tennessee, Texas Capital, Synovus,
Bank United, Axos Bank
■ Collateral: Allows for the funding of
Small, Large, and Retail loans
■ Facility has been upsized and
renewed multiple times over the last
30 years
■ Size: Up to $150 million
■ Interest Type: Floating
■ Maturity: April 2022
■ Administrative Agent: Wells
Fargo Bank
■ Structuring Agent: Credit Suisse
■ Collateral: Allows for the funding
of Large Loans
■ Size: Successfully completed four
transactions totaling $590 million
■ Interest Type: Fixed
■ Maturities on Outstanding Transactions:
RMIT 2018-2 ($130 million, Jan. 2028)
RMIT 2019-1 (130 million, Nov. 2028)
RMIT 2020-1 ($180 million, Oct. 2030)
■ Lenders: Qualified institutional buyers;
non-U.S persons
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