Georgia Capital - Financial Overview and Investment Opportunities slide image

Georgia Capital - Financial Overview and Investment Opportunities

Private late stage portfolio Housing development business overview Investment rationale m უძრავი ქონება REAL ESTATE Market opportunity Average household size and home ownership GEORGIA CAPITAL Average household size is significantly higher compared to Europe 4.5 120% 4.0 93% 96% 90% 90% 90% 83% 3.5 82% 86% 100% 81% Most of the housing stock dates back to Soviet era and is amortised ■ In line with the economic growth, urbanisation levels are increasing from current low level 3.0 69% 80% 2.5 60% 2.0 1.5 40% 1.0 20% 0.5 3.3 2.8 2.7 2.7 2.6 2.4 2.3 2.3 2.2 2.1 0.0 0% Georgia Croatia Slovakia Poland Romania Bulgaria Hungary EU Estonia Lithuania Average Household Size Home Ownership 2016 Value creation potential Asset light strategy Unlock land value by developing housing projects ■ Development of third-party land - franchise m² brand name Earn Construction management fees from third-party projects and bring construction works in-house Value realisation outlook - Cash out by transformation into real estate asset manager EBITDA 2016-2022E¹ (GEL m) 26 22 17 11 56 51 47 2016A 2017A 2018E 2019E 2020E 2021E 2022E 1 Housing development business' functional currency is US dollars Page 24
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