2Q2023 Financial Performance Summary
Yield Analysis
Bank Only
Cost of Fund Breakdown Trend
6.8
1.7
bank bjb
Asset Yield (%)
2Q22
3Q22
4Q22
1Q23
2Q23
7DRR
Placement to Bl
2.5
2.8
3.0
6.6
6.2
Cost of Fund
Current Account
Interbank Placement
1.0
0.9
1.0
1.1
1.2
6.9
Savings Account
6.7
6.5
Securities
4.5
4.6
5.2
5.1
5.3
Time Deposit
Loans Yield
10.9
10.8
10.8
10.4
10.4
Asset Yield
Distribution
18.6%
76.2%
1.5%1.8%
5.2 5.2
2.8%0.9%
4.9
4.7
4.5
4.2
Cost of Fund (%)
2Q22
3Q22
4Q22
1Q23
2Q23
Current Account
1.7
1.7
1.7
1.5
1.5
3.5
Savings Account
3.1
3.2
3.5
5.2
5.2
3.2
3.1 3.11
Time Deposit
1.0
1.0
1.0
1.1
1.1
Customers Deposit
2.4
2.5
2.6
3.6
3.6
1.9
1.8
1.8
Loans received
4.7
4.6
4.7
6.7
7.2
1.7
1.7
1.7
1.7
1.7
1.7 1.7
1.6
1.5 1.5
1.4
1.3
Interbank Liabilities
2.1
1.9
2.0
4.3
4.7
1.1 1.1
1.0 1.0
1.0
1.0
1.0
1.0
1.0
1.0
Debt Securities Issued
8.9
8.6
8.8
8.6
8.2
Cost of Fund
3.0
3.0
3.2
4.3
4.3
Cost of Fund
19.7%
16.8%
48.1%
11.5% 3.9%
Distribution
15View entire presentation