Santander Financial Performance
Income statement
Constant € million¹
Variation
H1'22
H121
Amount
%
Net interest income
1,606
1,470
136
9.3
Net fee income
529
455
74
16.2
Gains (losses) on financial transactions
22
44
(22)
(50.7)
Other operating income
(60)
(69)
9
(12.8)
Total income
2,096
1,900
196
10.3
Operating expenses
(930)
(826)
(104)
12.6
Net operating income
1,166
1,074
92
8.6
Net loan-loss provisions
(367)
(474)
107
(22.6)
Other gains (losses) and provisions
(53)
(13)
(40)
319.8
Underlying profit before tax
747
587
159
27.1
Tax on profit
(182)
(139)
(43)
30.7
Underlying profit from continuing operations
565
448
117
26.0
Net profit from discontinued operations
Underlying consolidated profit
565
448
117
26.0
Non-controlling interests
(19)
(34)
14
(42.6)
Underlying attributable profit to the parent
546
415
131
31.6
Santander (1) Average exchange rate as at 6M'22.
25
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