First Quarter 2022 Financial Results

U.S. Commercial Real Estate Exposure by Sector² Commercial Real Estate exposure remains diversified Canadian Commercial Real Estate Exposure by Sector¹ Industrial 11% Retail 24% Office 11% Residential 19% Industrial 16% Office 24% Residential 1% Seniors Housing 5% $36.8B Retail 8% US$17.2B Healthcare 3% Hotel 2% Other 4% Multi Family 26% • 70% of drawn loans investment grade³ CIBC Other 16% Multi Family 30% • 34% of drawn loans investment grade³ 1 Includes $3.5B in Multi Family that is reported in residential mortgages in the Supplementary Financial Information package. 2 Includes US$1.9B in loans that are reported in other industries in the Supplementary Financial Information package, but are included here because of the nature of the security. 3 Incorporates security pledged; equivalent to S&P/Moody's rating of BBB-/Baa3 or higher. First Quarter, 2022 30 30

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