Investor Presentaiton

Capital - Strong Position Basel III Common Equity Tier 1 (CET1) (%) 10.5 11.0 11.3 11.3 11.3 Q3/16 Q4/16 Q1/17 Q2/17 Q3/17 CET1 Risk-Weighted Assets ($B) 358 364 II 375 360 • Highlights Strong internal capital generation and revaluation gains from pension and benefit plans was offset by foreign currency translation and share buy-backs Quarterly dividend increased by 3 cents to $0.79 per share, up 7% Y/Y CET1 risk-weighted assets decreased $10 billion Q/Q Primarily due to the impact of a stronger Canadian dollar Partly offset by organic growth in personal and business lending RWA Leverage ratio stable at 4.4% 365 • Q3/16 Q4/16 Q1/17 Q2/17 Q3/17 7 • Liquidity ratio of 125% Capital position remains strong and dividend increase of 3 cents Scotiabank®

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