Investor Presentaiton

2022 Year in Review $66.5 2020 Revenue ($M) $95.0 2021 Core EBITDA 1 ($M) $83.6 2022 $29.0 $3.7 $14.5 2020 2021 2022 4 1) Note: Core EBITDA is a non-GAAP measure, see slide 13 for further detail. Full Year 2022 Financial Highlights $1.8B average consolidated serviced deposits $2.9B consolidated BMTX debit spend $12.2B in financial aid disbursed Approximately 500k new account sign ups Approximately 750 college & university partners Bmtx

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