1Q22 Earnings Release Presentation

Shareholders Customers People Communities Allowing for stronger commercial activity Cards Total turnover | R$ 82 billion +25% YoY Credit turnover R$ 56 billion +31% YoY Total transaction +1 billion +42% YoY 95% of new card customers are account holders Real estate Digital journey Lead time2 to issue mortgage loans -20% YoY From 22 to 18 business day Usecasa Leadership in home equity lending³ 23.4% Market share4 |||||| Loan portfolio to Individuals R$ 53.5 billion +15% YoY Loan portfolio R$ 3.4 billion +30% YoY O= Consumer Finance | 23.4% Market share¹ in Individual loan portfolio Cross sell +85k +68% YoY Current accounts conquered +Vezes Goods and services R$ 5.6 billion Loan portfolio +21% YoY Desendivida " Π Addressing our customers' needs Adhesion of +250k customers INVESTIDOR RELATIONS [email protected] 0800 286 8484 FAQ www.santander.com.br/faq " " " " 1 Source: Brazilian Central Bank, as of February 2022 2 Considering the time interval between the submission of all documentation and the signing of the agreement ³ Among private sector banks 4 Source: Abecip, as of February 2022 16 T

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