1Q 2023 Investor Presentation

Capitalization Capital grew 6% YoY while ROE saw an increase of 1.5ppts YoY Total Capital (SARbn) Risk Weighted Assets (SARbn) +6% +26% مصرف الإنماء alinma bank 33.9 33.9 33.8 34.4 35.8 187.7 168.2 173.6 149.2 155.1 3.2 1.8 1.9 2.0 2.2 0.8 0.8 2.4 12.3 0.4 6.0 11.6 11.9 32.2 32.1 31.8 32.4 33.6 QoQ 1Q 22 CAR (%) 136.8 178.5 142.4 153.5 160.5 -0% 2Q 22 -0% 3Q 22 +2% 4Q 22 +4% 1Q 23 QoQ 1Q 22 +4% 2Q 22 +8% 3Q 22 +3% 4Q 22 +8% 1Q 23 Tier 1 Capital Tier 2 Capital Credit Operational Market Profitability (%) 15% 25% 22.7% 20% 12.6% 19.1% 10% 15% 10% 5% 5% 1.9% 0% 0% 1Q 22 1H 22 9M 22 FY 22 1Q 23 1Q 22 1H 22 9M 22 FY 22 1Q 23 1Q 2023 INVESTOR PRESENTATION ROAE .ROAA 14.1% 1.9% Management Commentary ■ Total Capital grew 6% to SAR 35.8bn YoY while Risk Weighted Assets grew 26% YoY. ■ CAR has declined 3.6ppts YoY to 19.1% due to increase in credit risk weighted assets and market risk weighted assets. ▪ ROE saw an increase of 1.5ppts while ROA remains at 1.9% YoY. 34/48

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