Barclays Q1 2021 Fixed Income Investor Presentation
STRATEGY, TARGETS
& GUIDANCE
CAPITAL
MREL, FUNDING
PERFORMANCE
ASSET QUALITY
CREDIT RATINGS
ESG
& LEVERAGE
& LIQUIDITY
DIVISIONS
& LEGAL ENTITIES
APPENDIX
Mar-21 unsecured lending coverage ratios materially in line
with Dec-20
Gross exposure (£m)
UK cards
Impairment allowance (£m)
Coverage ratio
Gross exposure (Em)
16,457 11,911 10,494
796
1,736 1,980 1,833
10.5% 16.6% 17.5%
22,516 17,114 15,699
US cards
Impairment allowance (£m)
2,059 2,452 2,242
Coverage ratio
9.1% 14.3% 14.3%
1,480
2,794
5,059
821
1,317
777
65.1%
73.1% 70.5%
1,197
79.6% 78.1%
78.1%
600
3,638
548
4,081
518
3,740
1,028
3,288
935
18,242
1,178
10,602
21.6% 33.1%
34.5%
21.3% 27.1% 27.2%
1,204
7,452
1,095
1,133
11,716 10,762
1,105
6,429
1,019
594
Dec-19 Dec-20 Mar-21
176
152
123
Dec-19 Dec-20 Mar-21
1.2% 2.4% 2.4%
Dec-19 Dec-20 Mar-21
287
Dec-19 Dec-20 Mar-21
319
288
Dec-19 Dec-20 Mar-21
1.6% 2.7% 2.7%
Dec-19 Dec-20 Mar-21
UK personal loans and partner finance
Germany and other unsecured lending
Gross exposure (£m)
12,386 8,252 7,859
Impairment allowance (£m)
Coverage ratio
665
741
707
5.4% 9.0% 9.0%
8,821
Gross exposure (Em)
9,236 9,185
Impairment allowance (£m)
424
527
482
Coverage ratio
4.8% 5.7% 5.2%
595
539
526
538
70.7% 80.4% 73.9%
40.6% 41.7% 42.2%
1,490
1,374
1,356
1,550
495
522
1,111
1,016
10.5% 21.4% 21.5%
225
11.5% 14.9% 13.0%
222
10,241
6,927
7,207
7,285
218
398
386
6,646
6,321
421
222
179
156
238
218
162
0.8% 1.6% 1.6%
0.7% 1.1% 1.1%
82
105
103
50
80
81
Dec-19 Dec-20 Mar-21
Dec-19 Dec-20 Mar-21
Dec-19 Dec-20 Mar-21
Dec-19 Dec-20 Mar-21
Dec-19 Dec-20 Mar-21
Dec-19 Dec-20 Mar-21
Stage 1
Stage 2
Stage 3
30 Barclays Q1 2021 Fixed Income Investor PresentationView entire presentation