Investor Presentaiton

Loan Yield Composition 97% of Floating benchmarked to Prime $811 8.74% 8.68% Monthly (Floating) $226 Predominantly benchmarked to 5 Year Treasury Floating 13% Adjustable 43% 56% Adjustable + Floating 7.41% O 6.52% O 6.52% 6.52% O 6.34% 6.37% 5.53% < 1 Year $272 4.88% 4.77% 4.33% 4.18% 4.24% 1-2 Years ■Adjustable Loans, Principal Outstanding ($MM) $394 2-3 Years $597 3-4 Years ●Adj Wtd Avg Rate $660 4-5 Years O Adj Wtd Avg Rate if Repriced 03/31/2023 $686 > 5 Years ➤ Dollars in millions, excludes PPP as well as unearned fees and accretion/amortization therein Wtd Avg Rate (weighted average rate) as of 03/31/2023 and based upon outstanding principal; Next Reprice signifies either the next scheduled reprice date or maturity. 25 Investor Presentation | First Quarter 2023 Fixed 44% trico bancshares

View entire presentation