Financial Performance Update

March 31, 2021 Dec 31, 2020 (Proforma) Quarter Ended Sep 30, 2020 (Proforma) June 30, 2020 March 31,2020 Asset Quality - Strengthened PCR During FY21 Movement of Gross NPAs Opening Balance 2,610 2,001 1,992 2,137 2,010 (+) Additions during the period 1,439 1,470 234 5 709 (-) Upgrade 322 5 3 3 53 (-) Recoveries 454 78 103 40 179 (-) Write Offs 671 779 119 106 350 Closing Balance 2,602 2,610 2,001 1,992 2,137 Gross NPA (%) 4.34% 4.57% 3.49% 3.45% 3.62% Net NPA 1,241 1,408 836 933 1,189 Net NPA (%) 2.12% 2.52% 1.49% 1.65% 2.05% Provisioning Coverage Ratio (PCR) 72.19% 68.77% 73.54% 70.46% 64.04% (%) Slippage Ratio 2.57% 2.62% 0.41% 0.01% 1.19% Net Restructured % 1.41% 0.91% 0.09% 0.09% 0.08% • Security Receipts as a percentage of total advances at 0.29% apno ka bank | RBL Bank 21 21

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