Investor Presentaiton
Macroprudential Liquidity Buffer (MLB) Policy and Credit card policy
Policy to increase the Macroprudential Liquidity Buffer (MPLB), effective 1st May 2020.
Regulation
Before
After
1
Increase in the Macroprudential Liquidity Buffer
(MLB) for conventional commercial banks
4% of rupiah deposits
6% of rupiah deposits
2
Increase in the Macroprudential Liquidity Buffer
(MLB) for Islamic banks and Islamic business units
4% of rupiah deposits
4.5% of rupiah deposits
Regulation
Credit card policy, effective 1st May 2020.
1
Lower upper limit on credit card interest
2 Temporary reduction of minimum payment
requirements
3 Temporary reduction of late payment
penalties
4 Supporting credit card issuer policy to
extend the due date for customers
Before
2.25% per month
10%
3% or maximum of
IDR150,000
After
2% per month
5%
1% or maximum of
IDR100,000
Issuer discretion
Effective Period
1st May 2020
1st May 2020 - 31st
December 2020
1st May 2020 - 31st
December 2020
1st May 2020 - 31st
December 2020
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