Third Quarter 2023 Financial Results Overview

Reconciliation GAAP (reported) to non-GAAP (adjusted) results¹ $MM Q3/23 Endnotes are included on slides 46 to 51. CIBC Reported non-interest income CIBC Total 2,614 Impact of item of note Commodity tax charge related to the retroactive impact of the 34 2023 Canadian Federal budget Adjusted non-interest income¹ 2,648 Non interest income - trading revenue² Adjusted non-interest income excluding trading revenue¹ (548) 2,100 Third Quarter, 2023 45

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