3Q 2021 Investor Presentation slide image

3Q 2021 Investor Presentation

Macro Assumptions Underpinning Our Outlook¹ 2021 GDP 5.5% 6.5% United States - 4.5% -5.5% Euro area 5.5% 6.5% Global - U.S. unemployment rate to remain below 5% Benchmark rates to increase gradually from historic lows; U.S. high yield spreads to slightly widen but remain below the historical average of ~500 bps Global high yield default rate to fall below 2% by the end of 2021 嗰 1. See press release titled "Moody's Corporation Reports Results for Third Quarter 2021" from October 28, 2021 for Moody's complete full year 2021 guidance. Sources: High yield spreads, default rate and unemployment assumptions sourced from Moody's Investors Service "September 2021 Default Report" published October 11, 2021; GDP assumption as of October 28, 2021 from Moody's Investors Service and consensus estimates. Moody's | Better decisions 3Q 2021 Investor Presentation 10
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