Investor Presentaiton

Overview of Macquarie Operating Groups 1Q24 Update Outlook Appendix Macquarie's approach to risk management Strong focus on business accountability and risk ownership Stable and robust core risk management principles Supported by our longstanding approach to establishing and maintaining an appropriate risk culture Ownership of risk at the Understanding worst case outcomes business level L Independent Our approach is consistent with the 'three lines of defence' model with clear accountability for risk management The three lines of defence model, which is a widely adopted standard across the industry, sets risk ownership responsibilities functionally independent from oversight and assurance Line 1 Line 2 Line 3 sign-off by Risk Management Group Primary responsibility for risk management lies with the business. The Risk Management Group (RMG) forms the second line of defence and independently assesses material risks. Internal Audit provides independent and objective risk-based assurance on the compliance with, and effectiveness of, Macquarie's financial and risk management framework. Principles stable for 30+ years A key factor in our 54 years of unbroken profitability O Macquarie Group Limited 15

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