Bakkt Results Presentation Deck

APEX CRYPTO ACQUISITION UPDATE Apex Crypto provides an attractive addressable market Our acquisition of Apex Crypto provides instant access to new clients through AFS's client network and the broader high growth fintech sector A Note: Apex Crypto data as of September 30, 2022 Attractive fintech sector Agile fintech firms with attractive demographic bases and shorter timelines to activation Scalability with AFS 220+ penetrable AFS client base Apex Crypto provides significant scale 30+ signed fintech partners ~5mm crypto-enabled accounts 12

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