J.P.Morgan ESG Presentation Deck

A Summary A note on our business JPMorgan Chase & Co. provides financial services for individuals, industries and geographies — regardless of political, social or religious viewpoints. We deal in facts and don't change our policies, procedures or progress based on who's asking. Our ambition is to work with shareholders, clients, customers and communities around the world to fulfill banking's essential purpose of helping people, businesses of all sizes and vital institutions like schools, hospitals and governments - achieve their goals 1.1° We make independent business decisions for the Firm We don't "boycott" We manage risk We want to compete We believe in free enterprise We value engagement JPMORGAN CHASE & CO. We make business decisions to advance the long-term interests of our Firm and its shareholders, including serving our clients, supporting our employees and helping our communities. We work with a broad array of organizations that advance those interests, even if we don't support every position taken. Firm decisions are always made independently and based on business principles We support clients around the globe and in every state in the U.S., across industries, religions and political affiliation. We proudly serve more than 80 million households in the U.S, more than 5.7 million small businesses and hundreds of thousands of companies in critical economic sectors. We do not make decisions based on viewpoints or political or social agendas Managing risk is critical to the long-term success of our business and required by our regulators. We make risk-based assessments, including legal, credit, market, reputational and regulatory, to drive decisions and advance the interests of our constituencies Our ability to compete, in both established and new markets, is critical to the long-term success of our business. We decide where and how we choose to compete by assessing risk and opportunity, not to further political or social agendas Markets and economies of all sizes benefit when free and fair enterprise thrives — creating innovation, competition and maximizing value for shareholders, clients, customers and communities. Government intervention of free market principles, for political reasons in the short-term, sets a dangerous precedent that's hard to reverse We believe the best answers reside in engagement and discourse. When policymakers seek input to tackle challenges, we want to help. We know that our success requires working closely with government on sound public policy that grows the economy and lifts up communities. Throughout our history, we have engaged with officials from all parties to address the world's most pressing needs, and we look forward to continuing to do so 3

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