Fiscal First Quarter 2024 Financial Results

Fiscal First Quarter 2024 Results YOY Increase / (Decrease) GAAP Nominal-Dollar Basis Non-GAAP Nominal-Dollar Basis(1) Foreign Currency Impact (²) Acquisition Impact (2) VISA Net Revenues 9% Fiscal First Quarter 2024 Financial Results 9% -0% Adjusted Constant-Dollar Basis(¹) (1) Refer to Non-GAAP Financial Measures within the appendix for further information. (2) Foreign currency and acquisition impacts, if applicable, are rounded to the nearest half point. N/A 9% Operating Expenses (6%) 7% ~1.0% N/A 8% Effective Income Tax Rate 19.1% 19.0% N/A N/A 19.0% Diluted Class A Common Stock Earnings Per Share 20% 11% (-0.5%) N/A 10% Ⓒ2024 Visa. All rights reserved. 1

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