Better Results Presentation Deck

Executive Summary Better 9 Large and Attractive Market Opportunity Technology & Business Model Competitive Advantage Demonstrated Growth & Discipline Well-Capitalized and Positioned for the Future . ● ● Through cycles, U.S. home finance market is $3 trillion per year Existing process is manual, costly and slow Digital disruption is underway and accelerating End-to-end proprietary origination technology powers faster, cheaper customer experience, lower manufacturing costs, and industry-leading products Multiple distribution channels - D2C and B2B Partners ("Mortgage-as- a-Service") Reduced balance sheet and credit risk with 96% of our Total Loans eligible for purchase by GSES Grew Funded Loan Volume 10x from 2019-2021 to $100+ billion of loans originated, and have since scaled down volume Scaled down to address market conditions, shrinking Total Expenses 74% year-over-year, removing $1B+ in annualized Total Expenses in the nine months ending September 30, 2023 vs. 2022¹ Demonstrated cost reduction execution with expenses declining more than revenue year-over-year in Q3 2023 Ending Q3 2023 with $584 million of cash and short-term investments² Clear product roadmap and defined growth initiatives supported by differentiated technology and existing strengths 1. Total Expenses in the nine months ending September 30, 2023 of $291 million ($388 million annualized). Total Expenses in the nine months ending September 30, 2022 of $1,110 million ($1,480 million annualized). Represents $1,092 million annualized Total Expenses reduction year-over-year between the comparison nine-month periods. Annualized values calculated by multiplying the nine month amounts by four-thirds to reach run-rate full year value. 2. Includes cash and cash equivalents, restricted cash and short-term investments 3

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