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Investor Presentaiton

CAJA RURAL DE NAVARRA This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended SUSTAINABILITY BOND FRAMEWORK Use of Proceeds The proceeds of the Sustainability Bond will be allocated towards existing or new lending projects or activities that meet one or more of the following eligibility criteria: SUSTAINABLE PROJECTS / ACTIVITIES Sustainable agriculture Renewable energy Energy efficiency Sustainable forest management Waste management Affordable housing Social inclusion¹ Education Economic inclusion² CURRENT SUSTAINABLE PORTFOLIO 15 LIFE ON LAND €134,713,693 12 CONSUMPTION RESPONSIBLE AND PRODUCTION €40,569,768 0.04% €463,735,384 5.01% €1,298,688 €22,889,927 11 SUSTAINABLE CITIES AND COMMUNITIES €628,560,132 €50,888,474 19.99% €24,028,003 €1,777,932,762 10 REDMICED INEQUALITIES €3,144,616,830.92 1.62% QUALITY EDUCATION Mi 0.76% AFFORDABLE AND CLEAN ENERGY 16.04% DECENT WORK AND 8 ECONOMIC GROWTH M 56.54% Social inclusion: development of cultural facilities and job training for socially/economically marginalized groups, youth, unemployed or physically or mentally disabled populations, improvement of teaching and use of regional or minority languages. Economic inclusion: provision of microfinance loans to increase financial inclusion and micro enterprise financing. Lending to micro-entrepreneurs and SMEs. 2020 Credit and Sustainability Framework CRN 38
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