IAS19 Defined Benefit Pension + Mortgage Portfolio Analysis
Overview of customer loans
Composition (Jun 23)
Mortgages
Non-property SME and corporate
Property and Construction
Consumer
Customer loans (gross)
Geographic (%)
Retail Ireland
€0.3bn
€0.3bn
€2.4bn
€1.3bn
HY22
1 Based on geographic location of customer
Bank of Ireland
Profile of customer loans' at Jun 2023 (Gross)
Ireland
(€bn)
UK
ROW
Total
Total
(€bn)
(€bn)
(€bn)
(%)
31.2
15.5
0.0
46.7
57%
10.8
5.1
5.4
21.2
26%
5.0
1.2
1.7
7.9
10%
2.3
3.6
0.0
5.9
7%
49.3
25.4
7.1
81.8
100%
60%
31%
9%
100%
Gross new lending volumes
Retail UK
Corporate & Markets
€0.7bn
€0.7bn
€0.3bn
€0.4bn
€1.2bn
£0.1bn
€1.0bn
£0.1bn
£1.1bn
£1.0bn
€1.7bn
€1.7bn
£0.8bn
£0.4bn
HY23
■Mortgages
HY22
HY23
HY22
HY23
Consumer
Business Banking Corporate Ire/Prop/Non-Core Acquisition finance Corporate UK
36View entire presentation