Investor Presentaiton

Scale Profitable Growth Relative to Peers إعادة Saudi Re Middle East GWP Ranking USD M Technical Performance Benchmarking 2010 2020 Combined Ratio - Best Re 371 Company Rating Country Non - Life (%) SCR 295 2018 2019 2020 Trust Re 302 3yr Avg CCR * 276 Arig 240 Saudi Re 249 Compagnie Centrale Reinsurance (CCR) B+, AM Best Algeria 83.3 84.3 82.2 83.3 IGI 179 Societe Centrale Kuwait Re 189 Kuwait Re 119 Hannover... 143 ACR... 118 de Reassurance (SCR) Saudi Re B++, AM Best Morocco 93.2 81.8 92.5 89.1 A3, Moody's Arab Re Qatar Re 58 Saudi Arabia 98.1 95.5 94.7 96.1 81 Kuwait Re A-, AM Best Kuwait 96.2 96.5 97.3 96.7 Hannover... 80 Tunis Re * 55 CCR 78 Oman Re BBB-, Fitch Oman 93.7 106.6 102.8 101.0 Arig 17.3 Emirates Re 58 Best Re Arab Re 54 ACR ReTakaful Tunis Re 51 Hannover Re Takaful ARIG Tunis Re A+, S&P Bahrain 101.6 102.8 100.4 101.6 Takaful Re 36 Takaful Re Gulf Re Arab Re Gulf Re 35 Not in operation Milli Re Trust Re BBB, AM Best Bahrain AA, Fitch Tunisia BBB-, AM Best Lebanon B, AM Best Turkey ΝΑ Bahrain 118.3 96.4 90.5 101.7 113.2 99.2 96.2 102.9 105.4 105.7 104.0 105.0 128.9 122.4 123.9 125.1 102.9 150.0 126.4 -- Saudi Re 29 Emirates Re Source: AM Best, MENA Reinsurance Markets - Sep, 2021 Oman Re 17 *2019 26 Public www.saudi-re.com

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