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Investor Presentaiton

Our Products - SH1 Insurances Life Credit Life Mortgage Life Rural BANCO DO BRASIL Seguridade ✓ Definition: term life insurance without accumulation. Coverage: in case of death, permanent disability or severe disease during the term, the benefit will be paid to the insured or his beneficiary. ✓ Definition: insurance that guarantee the payment of loans. ✓ Coverage: in case of death the insured loan will be prepaid and his relatives will not inherit the debt. ✓ Definition: insurance related to mortgage loans. ✓ Coverage: in case of death or permanent disability the remaining balance of the loan will be prepaid. This product also protects the home of the insured from physical damage. Definition: encompasses a group of three main products: crop insurance, rural lien insurance and credit life insurance to farmers. ✓ Coverage: (i) Crop: any weather hazards and falling in the market prices of the crop; (ii) Lien: damage caused to the property, directly related to agricultural activities, which is provided as collateral of a rural loan; (iii) Credit life: in case of death of the insured the insurance company will prepay the rural loan. BB Seguridade Participações S.A. | Investor Relations 22 42
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