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Investor Presentaiton

Pa Muthoot Finance GEOGRAPHICAL PRESENCE A strong presence of 4745 branches across India (%) Branches region wise State wise Branch Network 59 59 17 7 ■ East ■West 17 North ■South Jammu & Kashmir 17 Himachal Pradesh Punjab 13 191 Uttarakhand Chandigarh 10 Haryana 142 23 Delhi 227 Rajasthan 146 Uttar Pradesh 195 Assam 34 Bihar 25 Tripura 4 Gujarat 212 Madhya Pradesh 107 Jharkhand 17 West Bengal $163 Daman & Diu 01 phhattisgarh Odisha 79 (As of September 30, 2023) Rural India accounts for about 65% of total gold stock in the country 。 Large portion of the rural population has limited credit access 。 Catering to under-served rural and semi- urban markets through strong presence Maharashtra 278 Dadra & Nagar Haveli 01 Telangana 314 Goa 36 Karnataka 536 Andhra Pradesh 426 Pondicherry Tamil Nadu 7 Kerala 980 526 Andaman & Nicobar Islands 8 24 24
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