FY 2022 Investor Presentation

FY 2022 Investor Presentation Group Overview | Operating Environment | Financial Performance | Appendices Core capital positions across banking subsidiaries in the Group are adequate to support growth of risk weighted assets NBK was below the minimum total capital requirement by 100bps. Core Capital Adequacy Ratios KCB Group 7.5% KCB Bank Kenya 5.4% 3.4% 0.4% The Group plans to 10.5% 10.5% 10.5% 10.5% remedy this shortfall within H1 2023. 2021 2022 2021 Total Capital Adequacy Ratios 2022 KCB Group KCB Bank Kenya 7.2% 5.7% 0.7% 2.6% 14.5% 14.5% 14.5% 14.5% 2021 2022 2021 2022 24 For People. Minimum statutory ratio ■Headroom For Better. Closer. Connected. Courageous. KCB

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