Investor Presentaiton

BUSINESS BANKING OVERVIEW NICHE SEGMENT STRATEGY DELIVERING BALANCED GROWTH DESPITE CHALLENGING MARKET CONDITIONS BOQD GROUP SUMMARY Continued support to customers through the impacts of COVID-19 and the challenging economic climate • Continued focus on niche segment strategy with growth delivered in FY21 Strong deposit growth of $1.1 billion or 11% over FY21 largely in the transaction and savings account products LENDING GROWTH - BUSINESS BANK AND BOQF ($M) 237 249 BOQ BUSINESS BOQ FINANCE 273 8 FY20 FY21 FY20 FY21 Commercial BOQF Asset Finance For personal use only STRONG GROWTH IN DEPOSITS ($BN) LENDING GROWTH - BOQ SPECIALIST ($M) +5% -5% 10.8 10.3 9.7 8.5 1.1 1.1 1.0 1.6 1.9 1.9 4.9 5.6 6.0 6.4 592 7 106 479 BOQ SPECIALIST 563 151 487 1.5 1H20 1.5 1.3 1.4 (75) 2H20 1H21 2H21 FY20 ■Term Deposits Savings & Investments Transaction Accounts Offsets Commercial FY21 Housing & Consumer Asset Finance Bank of Queensland Limited 2021 Full Year Results Presentation 44

View entire presentation