Investor Presentaiton
Group Financial Results for the year ended 31 December 2020
Continuous progress across all segments
Focus shifts to Retail and SME after intense Corporate attention
€ mn
1,760
Corporate
Dec 19
Inflows
722
13
Exits
(134)
NPE ratio
Dec 20
601
Corporate
364
€423 mn
Helix 2
Pro-forma for
Helix 21
(178)
423
NPE coverage
NPE total coverage
Terminated Corporate
59
SME
64
SME
€157 mn
Terminated SMEs
93
Retail
319
€1,180 mn
Dec 19
Inflows
Exits
Dec 20
(96)
727
12
643
Helix 2
(486)
Pro forma for
Helix 2
157
Dec 2020
Pro forma¹
9%
62%
118%
Dec 2020
Pro forma¹
NPE ratio
12%
NPE coverage
60%
NPE total coverage
128%
Terminated Retail
861
Retail
Dec 19
Dec 2020
Pro forma¹
2,431
Inflows
Exits
Velocity 2
29
NPE ratio
24%
(485)
(133)
NPE coverage
Dec 20
Helix 2
1,842
➤ Retail Housing
52%
(662)
Dec 2020
pro forma for Helix 2¹
Pro forma for
Helix 2¹
1,180
➤ Retail Other
65%
NPE total coverage
132%
1)
Calculations on a pro forma basis assume legal completion of both Helix 2 Portfolio A and Helix 2 Portfolio B
Bank of Cyprus Holdings
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