Financial and Liquidity Management Strategy

Results ST continues to stand out vis-à-vis its competitors, in terms of recurrent domestic activity 254 Net Income - Consolidated (M€) ST 15 11 47 146 378 -1,009 254 Net Income - Domestic (M€) 47 47 92 22 309 n.a. Bank # Bank # Bank # Bank # ST Bank # Bank # Bank # Bank # Santander As at Sep/20 25

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