Investor Presentaiton

Non-GAAP Reconciliation (Dollars in thousands) Interest on Deposits For the Three Months Ended 3/31/2022 3/31/2021 6/30/2021 9/30/2021 12/31/2021 $2,302 $2,114 $1,854 $1,217 $976 6/30/2022 9/30/2022 12/31/2022 3/31/2023 $907 $1,315 $3,052 $6,221 Average Interest-Bearing Deposits $1,484,515 $1,677,471 $1,691,318 $1,597,556 $1,576,643 $1,498,354 $1,456,826 $1,482,268 $1,557,665 Average Noninterest-Bearing Deposits $466,531 $559,431 $581,397 $603,162 $586,556 $611,618 $612,777 $590,020 $550,503 Average Total Deposits $1,951,046 $2,236,902 $2,272,715 $2,200,718 $2,163,199 $2,109,972 $2,069,603 $2,072,288 $2,108,168 Total Deposit Interest Rate 0.48% 0.38% 0.32% 0.22% 0.18% 0.17% 0.25% 0.58% 1.20% INVESTAR HOLDING CORPORATION 21 21

View entire presentation