Full-year Results 2020 slide image

Full-year Results 2020

Strong solvency and cash remittance; higher proposed dividend Capitalisation As of 01.01.2021 (for Swiss Life Group): SST ratio estimated to be around 195%, based on regulatory solvency model Solvency II ratio estimated to be > 200%, based on standard model incl. volatility adjustment and excl. any transitional measures Cash to Holding CHF m +4% 2-2.25 bn (2019-2021) 752 784 FY 2019 FY 2020 Target 2021 Payout ratio, dividend per share CHF 20.0 CHF 21.0 63% 50-60% 53% FY 2019 FY 2020 Target 2021 4 | Investor presentation | Full-year results 2020 In addition, current share buyback of CHF 400 m (until May 2021) Operational efficiency Life efficiency ratio bps 40 Distribution operating expense ratio 26% TPAM cost income ratio 35 24% 84% 79% FY 2019 FY 2020 FY 2019 FY 2020 FY 2019 FY 2020 <40 bps by 2021 < 25% by 2021 ~75% by 2021 SwissLife
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