Investor Presentaiton

Term wholesale funding portfolio 24 16 Issuance¹ 26 24 24 Term Funding Profile $bn Maturities 11 23 21 Annual indicative issuance volume 16 12 10 10 Inill..im FY10 FY11 FY12 FY13 ■Senior Unsecured Portfolio by Type 7 FY14 1H15 2H15 FY16 FY17 Covered Bonds FY18 FY19 FY20 FY21+ ■Tier 2 Portfolio by Currency 9% 6% 8% 9% 8% 9% Government 18% 20% 13% 18% Guaranteed ■Tier 2 24% Covered Bonds 74% 69% 68% 71% ■Senior Unsecured Sep 12 Sep 13 Sep 14 Mar 15 1% 6% 35% 34% ■Domestic (AUD,NZD) North America (USD, CAD) ■UK & Europe (€,£,CHF) Asia (JPY, HKD, SGD, CNY) Other All figures based on historical FX and excludes hybrids. 1. Includes transactions with a call or maturity date greater than 12 months as at 30 September in the respective year of issuance. ANZ 31

View entire presentation