International Banking: Second Half 2010 Outlook

Canadian Banking: Second Half 2010 Outlook • • Core businesses continue to grow and benefit from strategic investments Stable margins Provisions for credit losses to remain elevated but will reflect declining delinquencies Expenses remain well managed but will increase with investment in selective growth opportunities Scotiabank Scotiabank International Banking Second Half 2010 Outlook Rob Pitfield Group Head, International Banking 23

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