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Investor Presentaiton

ESG SCORES FROM INDEPENDENT RATING AGENCIES * ISS‣ ENVIRONMENT MSCI ** SOCIAL 2 GOVERNANCE 2 Bank of Georgia falls into the highest scoring range relative to global peers CCC B BB BBB A AA AAA LAGGARD AVERAGE FTSE4GOOD Index INCLUDED IN THE GLOBAL RESPONSIBLE INVESTMENT INDEX FTSE4GOOD SINCE 2017 LEADER ISS uses 1-10 scale. 1 indicates lower governance risk, while 10 indicates higher governance risk versus its index or region. 1 indicates higher E&S disclosure, while 10 indicates lower E&S disclosure. Scores are as of February 2022 ** MSCI score is as of December 2021 22 22
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