Investor Presentaiton
Regarding Russia and Ukraine, a,,going concern" approach is applied. Under an unexpected extremely negative scenario
of deconsolidating both entities and writing down the outstanding gross intragroup funding as well, the effect for the
consolidated CET1 ratio would be 0 bp in the case of Ukraine and -60 bps for Russia
Adjusted profit after tax
(1Q 2022, in HUF billion)
89
Total assets
Net loans
Shareholders' equity
(1Q 2022, in HUF billion)
(1Q 2022, in HUF billion)
(1Q 2022, in HUF billion)
in % of the Group
28,790
16,054
2,923
3.3%
2.7%
3.6%
3.2%
3.9%
6.6%
-27
959
783
583
517
115
192
Cons.
-34
UKR
RUS
Cons.
UKR
RUS
Cons.
UKR
RUS
Cons.
UKR
RUS
Risk weighted assets
(1Q 2022, in HUF billion)
Intragroup funding
(1Q 2022, in HUF billion)
Consolidated capital effect³
(on CET1, based on 1Q 2022 data)
Russian bond exposures (1Q 2022,
w/o the Russian bank, HUF bn)
Gross1
Net2
17,325
16.2% 0 bp -60 bps 15.6%
102
8.0%
5.2%
40
40
76
1,385
893
55
54
9
Cons.
UKR
RUS
UKR
RUS
1Q 22 UKR RUS
CET1
Pro
forma
Face
value
Net book
value
1 HUF equivalent of the intragroup funding provided by the Group to the given country.
2 Gross funding less deposit placements by the entities in the given country to other Group members.
3 Estimated CET1 impact of the Russian and Ukrainian operations, based on 1Q 2022 data. Calculation under an extremely negative
scenario of deconsolidating both entities and writing down the outstanding gross intragroup funding, as well.
Cotpbank
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