Investor Presentaiton

Board of Directors J Jana Small Finance Bank Ramesh Ramanathan Non-Executive Chairman The Founder of Janalakshmi, Ramesh, has to his credit a strong international banking experience, creating innovative institutional products, working with cutting- edge technology and risk management systems. Ajay Kanwal MD & CEO Ajay Kanwal is a senior consumer and commercial banker with 27 years' experience across Asia. He has held various leadership positions throughout his banking career and has a proven track record of planning and executing strategy to deliver P&L in a multicultural and volatile emerging market environment. R. Ramaseshan Independent Director R. Ramaseshan has an extensive experience in the Government as an officer of the IAS, and in the private sector as the MD & CEO of a commodity exchange. Expertise in Accountancy, Agriculture & Rural Economy, Economics and Finance & Law Vijayalatha Reddy Independent Director Vijayalatha Reddy joined the IFS in 1975. She was India's Ambassador to Portugal in 2006 and to Thailand in 2004. Expertise in Information Technology and Human Resources Vikram Gandhi Independent Director Vikram Gandhi is on the Board of Grameen Foundation. He is a founding member of Harvard University's South Asia Initiative and founder of Asha Impact. Expertise in Accountancy and Banking & Finance Puneet Bhatia Non Executive and Non Independent Director Puneet Bhatia is the Co-Managing Partner for TPG Capital Asia and the head of TPG Capital India. He has created and led over a dozen transactions and invested close to $2bn for TPG Capital in India. Chitra Talwar Independent Director Chitra Talwar has over three decades of corporate experience in two leading consumer products companies, Britannia and PepsiCo. She worked in India and extensively in International markets, based out of New York 19

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