Investor Presentaiton

GALT & TAGGART - BROKERAGE GALT & TAGGART ■ ◉ LARGEST INVESTMENT BANK IN GEORGIA BROKERAGE Leading brokerage house in ☐ the region Exclusive partner of SAXO Bank via white label structure ◉ RESEARCH 73 GALT & TAGGART GALT & TAGGART BROKERAGE-GROSS REVENUES AND NET MARGINS* CREATING OPPORTUNITIES GEL MILLIONS NET 49.9% 54.4% 54.7% 44.5% 54.6% MARGIN 2.0 2.0 1.9 1.7 1.4 1.6 1.5 1.3 1.0 1.0 SAXO BANK 0.4 0.4 0.5 0.6 0.7 3Q20 4Q20 1Q21 2Q21 3Q21 Traditional Brokerage Online Brokerage** Macro, sector, and fixed income coverage Global market coverage DCM/ECM ■ Leading player on the local market • Lead manager of choice for corporates as well as IFIs CORPORATE ADVISORY Track record of more than 30 completed transactions over the past ten years GLOBAL FINANCE Best Investment Bank in Georgia 2015-2020 Gross revenue stands for brokerage revenues before subtracting any brokerage and third-party brokerage fees; net margins are post these fees Offered through the white label solution from SAXO Bank With investment phase behind, Galt & Taggart Brokerage business is now profitable FOCUS ON DIGITALISING BROKERAGE OFFERINGS SIGNIFICANT MILESTONES TOWARDS DIGITALISATION ACHIEVED IN 2020 DIGITAL ERP SYSTEM DASHBOARD TRADER.GE MOBILE APP SOLUTION POWERED BY AI ERP system enhancement to increase operational efficiency Launched Client Dashboard to improve customer experience and transparency Galt & Taggart Trader website enhancement to increase customer engagement Develop mobile app in 2021 Gearing towards fully digital solution powered by Al FOCUSING ON MOBILE AND FULLY DIGITAL SOLUTIONS

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