Awards & Recognitions

The Bank lending book is highly diversified Other Corporates Financial Institutions Emerging 8% Enterprises 8% Large Corporates 2% Commercial Finance 8% 7% PSL buyouts 3% Home Loan 11% Credit Card 2% Digital, Gold Loan and Others Rural Finance 10% 6% • Other Corporates Section 7: Loans & Advances Emerging Enterprises 7% 4% Loan Against Property 14% Large Corporates 1% Financial Institutions 8% PSL buyouts 2% Home Loan 12% Consumer Loans 13% Wheels 8% Commercial Finance 10% Credit Card 2% Digital, Gold Loan and Others 7% Loan Against Property 13% Consumer Rural Finance 12% Loans 13% Wheels 9% March 31, 2022 Rs. 1,29,051 crore March 31, 2023 Rs. 1,60,599 crore Commercial Finance consists of Loans to small business owners and entrepreneurs through products like business installment loans, micro business loans, small business working capital, commercial vehicle, trade advances etc. with most loans < Rs. 5 crore. • Loans & Advances are net of IBPC; Consumer Loans include personal loans, education loan, consumer durable loan and cross sell. 31 IDFC FIRST Bank

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