Sumitomo Mitsui Financial Group 2021 Financial Overview slide image

Sumitomo Mitsui Financial Group 2021 Financial Overview

SMBC covered bond: Cover pool summary RMBS Summary Terms*1 Domestic Region*1*2 Collateral Originator/Servicer Self originated residential loans SMBC Asset Trustee Sumitomo Mitsui Trust Bank Revolving Static pool Format Domestic trust beneficiary interest Liquidity Cash reserve Interest Payments Monthly / Fixed coupon Monthly / Pass through Principal Payments Hedging Arrangements Master Trust Clean-up Call Back-up Servicer Credit Enhancement None Standalone structure 10% Not appointed at closing Overcollateralisation Senior/subordinate tranching Excess spread Maximum principal balance JPY 200million Loan Term Up to 35 years Loan Guarantee Senior Tranche Rating *1 Pool data as of Aug. 21 *2 By loan balance Guaranteed by SMBC Guarantee Co., Ltd. Moody's: Aaa (sf) Hyogo Kyoto Greater Osaka Osaka Other Regions Chiba Greater Tokyo Saitama Kanagawa Tokyo Osaka Fukuoka Tokyo + Greater Tokyo Tokyo Nagoya Copyright © 2021 Sumitomo Mitsui Financial Group. All Rights Reserved. 63
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